Banca Etica – Conto Estero
Ethical/cooperative Italian bank's account for non-residents managing euro payments to and from Italy, opened in branch.
From €9.00/month
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Available plans
Conto Estero in Euro Consumatori
€27/quarter tenuta conto (≈€9/month), plus imposta di bollo €34.20/year unless average balance stays ≤ €5,000; includes debit card and 60 free transactions/quarter
€9.00/month
Account details
- Account type
- Traditional bank
- Italian IBAN
- Yes
- Account opening
- Branch visit
- Italian residency required
- No
- Branch appointment required
- Yes
- Language support
- IT
- Multi-currency
- No
- ATM withdrawals
- Free at Banca Etica/BCC/Casse Rurali ATMs in Italy; €2.50 at other Italian/eurozone banks
- International transfers
- SEPA online €1.45; extra-SEPA 0.15% (min €12, max €50)
- Minimum opening deposit
- —
Documents you'll need
- Passport or national ID card
- Italian tax code (Codice Fiscale)
- Proof of address (utility bill, rental contract...)
Good to know: Designed for consumers who are not resident in Italy, to manage receipts and payments with foreign countries in euro. Opening requires an in-person branch appointment — no online onboarding. As a cooperative bank, you can also become a member by buying shares (optional, not required to open the account).
Last verified 2026-09-23. Fees and terms change — confirm details on the official site before opening an account.
Visit Banca Etica – Conto Estero official site →